In India, when it comes to saving for retirement years, most young professionals prefer making investments into the Employee Provident Fund or EPF. Traditionally, EPFs have been a prominent and intuitive way to avail tax benefits, while reaping investment returns in a…

While most people would like to maintain a sizable balance within their savings account, the reality is that a number of things prevent us from putting away as much as we would like. Though many are able to still do their fair…