For many Americans, getting rid of debt is one of the hardest things to do. According to debt.org, there is over $14.9 trillion in debt for consumers in the U.S. alone. This debt includes credit cards, mortgages, auto loans, and school loans….

Digital Payments are becoming more popular as businesses continue to develop. They allow businesses to receive payments from several beneficiaries in a single account. Generally, businesses used bank accounts to receive these payments from their customers and vendors. But the challenge persists…